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The Co-Operative Bank of Rajkot Ltd.
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The Key Elements of our strategy are
› Sharing the vision
› Structuring Resources
› Transparent Management
› Capitalize business opportunities
› Leverage our brand
› Distribution capability
› Proactively Adopt Technology
› Devlope Human Capital
› Expansion a profitable Business › Expansion is the way of life
FIXED DEPOSIT
The bank offers the facility of Fixed Deposits with attractive rate of interest to facilitate the safe investment need of the customers.
The bank has designed various FD products to meet the varied needs of the customers.

» Loan/Overdraft facility up to 95% of the deposit amount in addition to the accrued interest    thereon.
» For such loans interest shall be charged 1% to 1.5 % over the deposit rate with monthly    rest in case of depositor -borrower and in case of others the rate of interest will be a little    higher depending upon loan amount.
» No processing fees will be charged for Loans and Advances against bank deposits.
» Deposits can be accepted as the margin money for non-fund based facilities.
» On pre-matured withdrawal of your deposits, interest will be calculated at 1% below the    rate applicable for the period of deposits.
» Nomination facility available.
» No TDS on interest earned if become member
» For senior citizen rate of interest will be little higher , for further assistant please visit our    branch near to you.

Choose from various Fixed deposit plans.

»  Simple Deposits
»  Monthly Deposits
»  Quarterly Deposits
»  Reinvestment Deposits


Simple Deposits
1. Easy account procedures.
2. No photograph or other documents required for saving account holders.
3. Free of cost advice regarding tax planning for higher amount of FDs.
4. Encashment of FD through ATM in the years to come.

Monthly Deposits
1. No Discounted rate
2. Interest credited to the saving /current account before 3rd of the month
3. Receipt wise Interest entry can be given for better reconciliation
4. Easy account procedures.
5. No photograph or other documents required for saving account holders.
6. Free of cost advice regarding tax planning for higher amount of FDs.

Quarterly Deposits
1. Interest credited to the saving /current account before 3rd of the month
2. Receipt wise Interest entry can be given for better reconciliation
3. Easy account procedures.
4. No photograph or other documents required for saving account holders.
5. Free of cost tax planning for higher amount of FDs.

Re Investment Deposit

1. Interest credited to the deposit account every quarter.
2. Easy account procedures.
3. No photograph or other documents required for saving account holders.
4. Free of cost tax advice regarding planning for higher amount of FDs.